Insurance Industry Leading Step

Insurance Industry Leading Step

Date: 14 October 2005

Direct Line is taking the industry leading step of continuing to offer the 'Driving

Other Cars' cover as standard in its car insurance policies.

Many other insurers are removing this cover under the premise it increases uninsured
driving however Direct Line believes many motorists expect the cover to be offered
as standard and by removing it, insurers could inadvertently do the opposite and
exacerbate the uninsured driving problem.

DOC cover is provided for motorists to use other vehicles or to allow another motorist
to drive their car when they are in an emergency situation.

Emma Holyer, Motor Spokesperson for Direct Line commented:

“We don’t want to leave our customers stuck if they are in an emergency situation and so we will continue to provide our customers with cover.Other insurers are saying they are removing the
cover because it increases the problem of uninsured driving and it is open to fraud by younger
motorists who want to drive high powered vehicles. However Direct Line are not prepared to
leave its law abiding customers high and dry just because of a few untrustworthy motorists. If
these specific few motorists are causing this problem insurers should think about specific
underwriting rules rather than removing the cover for all motorists.”

Direct Line is highly proactive in protecting its customers against uninsured driving,
and is the only insurer that does not penalise its customers who are hit by uninsured
drivers. Any comprehensive Direct Line policyholder who is hit by an uninsured
driver keeps their no claims discount and is not liable to any policy excess.

With any other insurer motorists have to pay their excess and lose their no claims
discount, which on average costs £550 per incident.

In addition, Direct Line supports the Durham Police in its unique scheme to cut
uninsured driving.

Any uninsured drivers in the Durham force area risks having their
car impounded and subsequently crushed if they are stopped and found to be
uninsured. To get their car back the owner must pay the cost of recovery, storage plus
provide evidence of insurance within 14 days. If they fail to do this, the car will be
crushed.

One in 20 motorists are uninsured and research has shown uninsured motorists are
much more dangerous than law-abiding insured drivers. They are three times more
likely to have been convicted of driving without due care and attention, and ten times
more likely to have been convicted of drink driving than the average motorist.

Direct line pet insurance - Alternative medicine

Pet insurance directline predicts trends are moving towards alternative therapy medicine.Loving my pet as I do it was with interest I read the findings made by a Direct line insurance representative who said that as a result of the increasing rise in the number of pet lovers wanting alternative therapy medicine direct line pet insurance are offering cover for pet owners for these alternative procedures which, reassuringly, have been recommended by a qualified vet. I, am going to be very happy knowing my adored dog will be covered for for the likes of, massage, reflexology, acupuncture & homeopathic nutrition. It's not just us mere humans who'd benefit from a bit of pampering is it and if my 'best friend' is happy and well of mind & bodythat makes 2 of us.
Online research by yougov research between 11-15 May 2006 consulting 1,438 U.k. owners of pets aged 18 & over. With 5.4 million dog owners in England, Wales and Scotland (Target Group Index BMRB 2005) 14% have their dog treated by means of alternative medicine and of the 62per cent who spend on their pets alternative treatment, each will budget for an everage of £63.28.
I will be looking into the offer from Pet insurance directline to cover my rather bored pooch Princess. We know how relaxed we feel whilst enjoying a massage and & some tlc so I'm certain Princess will be chomping at the bit to accompanying me on my jogging jaunts, something I always feel like doing after a little reflexology and a massage.
According to studies carried out by Direct line insurance alternative complementary treatment is used by more than three quarters of a million (14percent) of Uk's owners of dogs. Research has shown 30per cent of these people do so after the recommendation of their vet & who has our pets interest at heart after ourselves but our vets.
£29.6 million in the past 2 years was spent on methods of alternative treatments by owners of pets and not only for the treatment of ailments but in addition in correcting behavioural problems. Complementary therapy is the most popular method of treatment by 54per cent of dog owners for dogs suffering from ailments, 34per cent for pain relief and (29 per cent)prefer it to combat stress for their beloved pets, afterall even our pets get stressed.
Pet lovers stated their dog's mental well being showed a marked improvement after trying alternative complementary therapy was experienced from (39percent) & just spurs me on more to have Princess booked in straight away, she has seemed a bit strange of late!. (Yes, I shall book myself in at the same time, I have been told on more than one occasion that I'm barking!). to half, 44 per cent, of pet owners said their dog's problems were cured & (7per cent) witnessed an increase in their pets energy enabling them not just to retrieve a stick but to then use the stick to leap over a couple of trees!
Dog owners who used complementary alternative treatment were asked if they would think of opting for it in the near future & (89 per cent) said they would, preferring to use alternative to traditional medicine on their pet accounted for (15%).
A Direct line pet insurance spokesperson suggested that every pet owner endeavour to take out the appropriate pet insurance and therefore avoid any unexpected expensive bills should medical treatment be necessary whether as alternative complementary or tradional.

Unsafe homes exposed

Placing valuables in a safe place.Ensuring fires and candles are extinguished. Unsafe homes exposed 12 September 2005 Perceptions of Brits as a nation of security conscious homeowners are trounced today (12 September). A further 40 per cent are home owner insurance rate quote confident that their home is as safe as it can be – all positive statements from an apparently secure nation. We want to remind people of some simple steps to take to ensure their homes home owner insurance rate quote are protected.

Parents are a cause for conecern.

As the research home owner insurance rate quote has shown the tables have truly turned in many cases and it’s now the children wanting to be close to their parents so they can look after them.” Research was conducted between 11 home owner insurance rate quote and 15 August 2005 by YouGov Plc who interviewed a sample of 2430 individuals. 04/02/2006 The state of housing inhabited by Britain’s over 60s is causing major concern to their families, according to research by Direct Line Home Response 24. Their offspring are not just worried about the cowboys.

Student Possessions Worth 2.5bn

Martin Scott, Head of Churchill Home Insurance, said:. With 50 percent of Churchill Insurance's student claims for last year coming from their rooms being forcibly broken into, the need for insurance cover is clear. They may complain about struggling to make ends meet, but many of today's students will own an expensive PC or laptop to assist them in their studies. Martin Scott, Head of Churchill Home Insurance, added:. According to the government's Good 2 B Secure student website, students own more expensive consumer goods per head than the rest of the population.

Shopping starts at 50

Notes - Research The research was carried out online between 29th -3rd May 2005. On the contrary, they are embracing consumer culture and are particularly keen not to be left behind by technology, snapping up the latest gadgets with the gusto of teenagers.

Brits fork out 1.7 billion

And as one in six (15 home owner insurance rate quote per cent) received their wedding gifts, worth an average of £1739, prior to jetting off, many lost their gifts without having the chance to enjoy them. YouGov interviewed a total of 2,113 UK adults aged 18 and above. Therefore the total spent on overseas weddings in 2005 was 4,356 x 405,132 = home owner insurance rate quote £1,764,754,992.

Danger lurks in Hell's Kitchen.

Keep anything that can catch fire, such as dishtowels, paper or plastic bags, curtains, etc., at least three feet away from the range top. Remove the lids or other coverings from microwaved food carefully to prevent steam burns. Meanwhile, millions of wanabe chefs, all over the country, will take to the kitchen and attempt to flambé the crêpes Suzettes with expensive consequences.

Smashing party

Harry Rule, Claims home owner insurance rate quote Manager reports that parties hosted by younger people can result in significant claims. 28/12/2005 •Survey results suggests that on average, 10 million Britons will see the New Year in by attending a home owner insurance rate quote party held at a friend or family member’s home •One in four people have attended a New Year’s Eve party in someone’s home where something has been broken or badly damaged •The average claim for a New Year’s Eve party disaster costs £750 - but they can cost a lot more!

As if for some unknown crime as a child I was sentenced to daily report to called the Manhattan School for Children, it is situated in Manhattan, New York, USA
My earliest Employment was at the Queensland Reptile and Fauna Park when I was 8
I first got hitched in Tuscany late summer and it was incredible, everything was as I have always dreamt. Shame the dream did not last for much longer.

My on-going employment is shall we say less than satisfactory.I'm hoping I can earn a living on the internet.
My favourite car is the Mazda Efini FD3S RX-7 or in other words, the yellow one with that massive rear spoiler but I drive a 6 year old Mercedes S500
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We had completed the turn and had just straightened the car when Miss X put her foot down hard and headed for the ladies' loo

- On an Insurance Claim Form